Posts Tagged ‘Ruhl&Ruhl Market Share’
Wednesday, July 20th, 2011
It seems that every time we talk about real estate today the conversation immediately goes to the financial aspects of buying a home. Where are prices headed? Where are interest rates headed? Should I wait to try and get a ‘better buy’? Should I wait until I can get a ‘steal’?
The odd thing about all these questions is that survey after survey keeps telling us that price is not the reason families actually buy a home. When money is considered at all, it is in light of not paying rent to a landlord. Let’s look at two recent surveys as examples:
National Housing Survey
The top five reasons given in the survey for buying a home, in order, are:
- It means having a good place to raise children and provide them with a good education
- You have a physical structure where you and your family feel safe
- It allows you to have more space for your family
- It gives you control of what you do with your living space (renovations and updates)
- Paying rent is not a good investment
The Myers Research and Strategic Services Survey
The top five reasons given in the survey for buying a home, in order, are:
- Home ownership provides a stable and safe environment for children and other family members
- Home ownership means the money you spend on housing goes towards building equity, rather than to a landlord
- Home ownership creates the opportunity to pay off a mortgage and own your home by the time you retire
- Home ownership creates the opportunity to live in a neighborhood that you enjoy
- Home ownership allows you the right to decorate, modify and renovate your home as you see fit
Bottom Line
Price dominates conversation when we talk about buying a home. However, when it comes down to it, we actually buy for the same reasons our parents and grandparents did – we want a better lifestyle for ourselves and our families.
For more information on the housing market please visit RuhlHomes.com.
Provided by: KCM Blog
Tags: agents, buying, Buying a Home, caroline ruhl, first time buyers, home, home buyer programs, home search, housing market, illinois real estate, iowa real estate, quad cities, Quad Cities Real Estate, realtors, ruhl, Ruhl and Ruhl, ruhl&ruhl, Ruhl&Ruhl Market Share, Ruhl&Ruhl Realtors, RuhlHomes
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Tuesday, June 21st, 2011
As prices continue to soften, more and more homeowners will fall into a position of negative equity on their homes. This means that the balance on their mortgage is greater than the value of their home. The reason this is important is that people are more prone to strategically default on their mortgage when ‘underwater’.
What is a strategic default?
Let’s first define strategic default in simple terms. According to Wikipedia:
A strategic default is the decision by a borrower to stop making payments (i.e. default) on a debt despite having the financial ability to make the payments.
This is particularly associated with residential and commercial mortgages, in which case it usually occurs after a substantial drop in the house’s price such that the debt owed is (considerably) greater than the value of the property – the property negative equity or “underwater” – and is expected to remain so for the foreseeable future, such as following the bursting of a real estate bubble. Such borrowers are called “walkaways.”
This definition itself serves as the explanation as to why people will default.
How do Americans view strategic default?
In Fannie Mae‘s recent National Housing Survey, they shed some light on American’s thoughts on strategic default.
- The number of underwater homeowners who believe it is okay to default on your mortgage if you are under financial distress has almost doubled in the last twelve months (14% to 27%).
- 47% of people that are underwater and behind on their mortgage have considered strategic default.
- Those who know a strategic defaulter are more likely to have considered defaulting.
- 1 in 5 Americans knows a strategic defaulter
Bottom Line
As more people enter into negative equity, more will be tempted to ‘walk away’ from their mortgage obligations. If they do walk, that will increase the number of homes entering foreclosure.
Keep checking RuhlHomes.com for more information on the housing market.
Provided By: KCM Blog
Tags: 1862 Mortgage, agents, buying, Buying a Home, caroline ruhl, defaulting on a loan, first time buyers, foreclosure, foreclosure market, home, home buyer programs, home loan, home underwater, housing market, illinois real estate, Illinois Real Estate Market, iowa real estate, Iowa Real Estate Market, mortgage default, quad cities, Quad Cities Real Estate, Quad Cities Real Estate Market, Real Estate, realtors, regional markets, ruhl, Ruhl and Ruhl, ruhl&ruhl, Ruhl&Ruhl Market Share, Ruhl&Ruhl Realtors, RuhlHomes, sales volume, strategic default
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Thursday, May 26th, 2011
Banks have become very conservative when lending mortgage money today. With the current foreclosure challenges in the country, we can’t really blame them. The requirements now necessary to qualify for mortgages have gotten much more stringent and it seems will get even more stringent as we move forward. The banks want to make sure the prospective buyer has the ability to repay the loan. However, this does not just involve the borrower buying the property.
The second way a bank can protect their investment in the mortgage is to make sure that the collateral backing that mortgage is secure. That is where the appraisal comes in. The bank wants to make sure that, should the buyer not be able to make their payments, the house they will be forced to take back will sell for an amount at least equal to the balance left on the mortgage. For that reason, the banks seem to be getting more conservative with appraisals also.
This past week, the National Association of Realtors (NAR) released their Existing Homes Sales Report. In that report, they said:
“11 percent of Realtors® report a contract was cancelled in April from an appraisal coming in below the price negotiated between a buyer and seller, 10 percent had a contract delayed, and 14 percent said a contract was renegotiated to a lower sales price as a result of a low appraisal.”
One out of four real estate transactions was either cancelled (11%) or renegotiated to a lower sales price (14%) because of a low appraisal!!
Bottom Line
Every house now has to be sold twice: first, to a potential purchaser and then to the bank appraiser. And, it seems that the second sale may be the more difficult of the two. Sit with a local real estate professional and make sure you put together a plan for both sales.
Keep checking Ruhlhomes.com for the most up to date information on the housing market.
Provided By: KCMBlog
Tags: agents, Appraise, appraising a home, Building, buying, Buying a Home, caroline ruhl, first time buyers, home, home appraisals, home buyer programs, home search, housing market, illinois real estate, Illinois Real Estate Market, iowa real estate, iowa real estate communities, Iowa Real Estate Market, quad cities, Quad Cities Real Estate, Quad Cities Real Estate Market, quad city, ruhl, Ruhl and Ruhl, ruhl&ruhl, Ruhl&Ruhl Market Share, Ruhl&Ruhl Realtors, RuhlHomes, sales volume, selling, selling your home
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Tuesday, May 17th, 2011
Business School professors Eli Beracha of East Carolina University and Ken H. Johnson of Florida International University have done extensive research on which makes more sense financially: to rent or own a home. They published, Lessons from Over 30 Years of Buy versus Rent Decisions: Is the American Dream Always Wise? In their paper, the professors do not dispute the social benefits of homeownership:
“Home ownership is touted as the “American Dream”. It is credited with enhancing wealth, increasing civic pride, improving self-esteem, crime prevention, child development, and better educational outcomes, among other benefits. This paper does not dispute any of these claims.”
What the professors were proposing is that homeownership is not a better investment strategy than renting. The first of the two major findings was:
“After setting the holding period to the average American’s tenure in a residence, renting (not buying) proves to be the superior investment strategy over most of the study period… Individuals, on average, were better off in economic terms to have rented for most of the years in the study period. This first result is strongly dependent upon fiscally disciplined individuals that, without fail, reinvest any residual savings from renting.”
Historically, people do not actually reinvest savings “without fail”.
The second major finding says it all. According to both professors Beracha and Johnson, NOW IS THE TIME TO BUY!
“(F)undamental drivers now appear to be in place that favor homeownership over renting in the near term future…
The second finding might seem unwise to many given the recent crash in the real estate markets around the country. However, rent-to-price ratios now seem to be in place along with other fundamental drivers that favor ownership over renting.”
They conclude their research paper with this sentence:
“Conditions (historically low mortgage rates and relatively low rent-to-price ratios) now seem in place to favor future purchases.”
Bottom Line
Two researchers set out to prove that homeownership is not a good financial decision. After completing that research, they have determined that now is the time to buy. What more needs to be said?
Keep checking RuhlHomes.com for the most up to date information on the housing market.
Provided By: KCM Blog
Tags: agents, before buying a home, buying, Buying a Home, caroline ruhl, first time buyers, home, home buyer programs, home search, housing market, illinois real estate, Illinois Real Estate Market, iowa real estate, Iowa Real Estate Market, quad cities, Quad Cities Real Estate, Quad Cities Real Estate Market, Real Estate, Real Estate Sales Volume, realtors, rent vs. own, renting, renting a home, ruhl, Ruhl and Ruhl, ruhl&ruhl, Ruhl&Ruhl Market Share, Ruhl&Ruhl Realtors, RuhlHomes, time to buy
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Wednesday, May 4th, 2011
Ruhl&Ruhl REALTORS announced today that Ana Aguilera, Barb Cartwright, Shan Corelis, Sherry Creen, Linda Dany, Tina DeMay, Jeanne Eble, Sean Eckhardt, Penny Egert, Paula Firth, Mindy Hallene, Jerry Lancaster, Katie Leihsing, Maureen Linnabery, Monta Ponsetto, Greg Rediger, Candy Shamsie, Chris Taylor, Debbie White and Rose Wulgaert have achieved the Cartus Network Affinity Specialist (CNAS) certification. This annual certificate is part of the Certified Agent Advantage program, a professional standard available exclusively to the members of the Cartus Broker Network — the leading network of real estate brokers serving the clients and customers of Cartus.
The CNAS course in which these agents participated covers performance metrics and goals to address the critical-to-quality elements of successfully servicing affinity clients and their customers.
“As members of the Cartus Broker Network, our agents strive to deliver excellent service to every client,” said Veronica Pianca, Vice President, Relocation & Business Development. “The Certified Agent Advantage program helps to differentiate our agents and provides them with a wider range of resources and career growth opportunities.”
Other certifications available through the Certified Agent Advantage program are Cartus Network Marketing Specialist (CNMS), Cartus Network Referral Specialist (CNRS), and Cartus Network Inventory Specialist (CNIS).
About the Cartus Broker Network
Cartus Broker Network is the nation’s leading network of more than 425 Principal and 600 Associate brokers — market-leading real estate companies that serve the clients and customers of Cartus. Cartus Corporation is the premier provider of global mobility management and workforce development solutions serving the corporate, government, and affinity markets. Visit www.cartus.com and www.realogy.com for more information.
A family-owned company since 1862, Ruhl&Ruhl REALTORS annually sells nearly 3,800 homes in eastern Iowa, western Illinois and southwestern Wisconsin. Caroline Ruhl is the President and owner of Ruhl&Ruhl REALTORS, and is the fourth generation of the Ruhl family to lead the residential brokerage and home services company. Headquartered in Davenport, Iowa, the company has 272 sales associates and 50 employees based in sales offices located in Bellevue, Bettendorf, Cedar Rapids, Clinton, Coralville, Davenport, DeWitt, Dubuque, Maquoketa, and Muscatine, in Iowa, and in Moline, Illinois. In addition to residential sales, Ruhl&Ruhl offers services in relocation, new home sales, farm and land sales, senior services, real estate investment, property management and mortgage services through 1862 Mortgage and insurance services through the Nelson Ruhl Agency. For more information on Ruhl&Ruhl, visit their website at www.RuhlHomes.com.
Tags: agents, Buying a Home, caroline ruhl, Cartus, global relocation, relocate, relocation department, relocation provider, Relocation Services, Roni Pianca, ruhl, Ruhl and Ruhl, ruhl&ruhl, Ruhl&Ruhl Market Share, Ruhl&Ruhl Realtors, RuhlHomes
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Monday, April 18th, 2011
Ruhl&Ruhl REALTORS was just ranked the largest privately-owned real estate company in Iowa, according to RISMedia’s 23rd Annual Power Broker Report.
The report ranks the top 300 real estate companies in the country according to the number of transactions and sales volume. Ruhl&Ruhl ranked 92nd in the country for the number of transactions, which was 3,889 in 2010, and 160th in the country for our sales volume, which was $562,235,310.
Other Iowa Companies Ranked as follows:
| Company Name |
Transactions Rank |
Sales Rank |
Transactions |
Sales Volume |
Total Offices |
Total Agents |
| Ruhl&Ruhl REALTORS |
92 |
160 |
3,889 |
$562,235,310 |
10 |
251 |
| Mel Foster Co., Quad Cities |
113 |
193 |
3,369 |
$470,086,782 |
9 |
251 |
| Skogman Realty, Cedar Rapids |
152 |
222 |
2,702 |
$418,588,110 |
5 |
217 |
| Coldwell Banker Mid-America Group, REALTORS, Des Moines |
159 |
228 |
2,638 |
$412,640,844 |
5 |
205 |
“While business was down in most of our markets and at most competing real estate companies, business was up at Ruhl&Ruhl,” said Caroline Ruhl, President of Ruhl&Ruhl REALTORS, adding that the company had 3.2% more transactions in 2010 than in 2009 and sales volume grew 2.6% from 2009 to 2010.
On average, Ruhl&Ruhl agents sold 15.5 properties per agent, as either listing or selling agents, which places Ruhl&Ruhl agents among the most productive in the country. The National Association of Realtors reports an average of 7 sales per agent nationally.
“We are excited and proud to earn this ranking,” Ruhl said. “I have been blessed to be surrounded by the best people in our business. At the end of the day, it always comes down to having the right people.”
A family-owned company since 1862, Ruhl&Ruhl REALTORS annually sells nearly 3,800 homes in eastern Iowa, western Illinois and southwestern Wisconsin. Caroline Ruhl is the President and owner of Ruhl&Ruhl REALTORS, and is the fourth generation of the Ruhl family to lead the residential brokerage and home services company. Headquartered in Davenport, Iowa, the company has 265 sales associates and 50 employees based in sales offices located in Bellevue, Bettendorf, Cedar Rapids, Clinton, Coralville, Davenport, DeWitt, Dubuque, Maquoketa, and Muscatine, in Iowa, and in Moline, Illinois. In addition to residential sales, Ruhl&Ruhl offers services in relocation, new home sales, farm and land sales, senior services, real estate investment and mortgage services through 1862 Mortgage and insurance services through Nelson Brothers Insurance. For more information on Ruhl&Ruhl, visit their website at www.RuhlHomes.com.
Tags: agents, buying, Buying a Home, caroline ruhl, davenport, home, home search, housing market, ia, il, illinois real estate, illinois real estate communities, Illinois Real Estate Market, iowa city area, iowa real estate, iowa real estate communities, Iowa Real Estate Market, New Construction Home Sales, quad cities, Quad Cities Real Estate, Quad Cities Real Estate Market, Real Estate, Real Estate News, Real Estate Sales Volume, realtors, regional markets, ruhl, Ruhl and Ruhl, ruhl&ruhl, Ruhl&Ruhl Market Share, Ruhl&Ruhl Realtors, RuhlHomes, sales volume, selling your home
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Thursday, March 31st, 2011
Everyone wants to comment on the current real estate market. They want to talk about how now is not the time to buy a home. Some even argue owning a house has never been a great investment. Most say it will be a long time before real estate again begins to appreciate. It all sounds so familiar to me. It was just a decade ago that many made the same arguments about gold as an investment.
Gold had dropped from over $400 an ounce to $250 an ounce (a 40% decline) from February 1996 to August 1999. People ran from gold as though it was a plague.
Lord William Rees-Mogg, the current Chairman of The Zurich Club, in 1997 said:
“No investment has been so thoroughly exploded as gold; most people think that there will no more be another gold boom than there will be another boom in tulip futures in The Netherlands.”
Two years later in 1999, Don Wolanchuk author of the Wolanchuk Report explained:
“Everybody hates gold. You can’t have a bottom until everybody is out. And everybody is out of the gold sector.”
Everyone knows what happened next. The proclamation of gold’s death was rather premature. Gold rose from $250 an ounce to over $1,400 an ounce in the next twelve years. I see the same situation with real estate today. I am not predicting that real estate will see the same levels of appreciation. I do believe however that the market will rebound strongly.
Those who continued to believe in gold as an investment were rewarded. Those who continue to believe in real estate as a sound investment will also be rewarded.
Here is what Adam Hamilton wrote in October 2000 in an essay titled Is Gold Dead?
The road for gold investors has been long and parched in the last five years. They have wandered through a seemingly endless desert, occasionally tempted by what proves to be an illusory mirage. Many have fallen beside the sun-cracked path, their white bones picked clean by buzzards and gleaming in the sun. Nevertheless, a brave contrarian core continues to march forward. They have studied history, currency, gold, investments, economics, and finance. They understand the timeless value of gold, the cyclical nature of the markets, and the vagaries of human psychology. They realize it is darkest before the dawn, and the journey most difficult right before the homestretch is reached. Gold is in an INCREDIBLE position, and it will have its day. Nothing goes up in price forever, and nothing goes down in price forever. Investments are cyclical. Gold is NOT dead, it is simply biding its time, waiting for its next earth-shattering mega-rally. The spoils that go to the few remaining gold investors when that day inevitably arrives will be fantastic. The stunning victory will quickly blot out the painful memories of the long struggle…
You could replace the word ‘gold’ with the words ‘real estate’ throughout this essay and it would apply today.
Keep Checking RuhlHomes.com for more information on todays housing market.
Provided By: KCM Blog
Tags: agents, buying, Buying a Home, caroline ruhl, gold, gold values, home, home buyer programs, home search, housing market, illinois real estate, Illinois Real Estate Market, iowa real estate, Iowa Real Estate Market, quad cities, Quad Cities Real Estate, Quad Cities Real Estate Market, Real Estate, Real Estate News, Real Estate Sales Volume, realtors, ruhl, Ruhl and Ruhl, ruhl&ruhl, Ruhl&Ruhl Market Share, Ruhl&Ruhl Realtors, RuhlHomes, sales volume, selling your home, value of gold
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Monday, March 21st, 2011
Although the Homebuyer Tax Credit has expired for most of the population, Ruhl&Ruhl REALTORS would like to remind the public that there are still homebuyer tax incentives available for our service personnel.
For the qualified members of the military who are ordered on a period of official extended duty, the Homebuyer Tax Credit was extended for one year. For these homebuyers, the tax credit applies to sales with a binding sales contract in place on or before April 30, 2011 and closed by June 30, 2011. First-time homebuyers may be eligible for a tax credit of up to $8,000 on the purchase of a home and move up or repeat homebuyers may be eligible for a tax credit of up to $6,500.
A person that is forced to return to the U.S. for medical reasons before completing an assignment of at least 90 days of qualified official extended duty outside of the United States may also qualify for the one-year extension.
“Congress acknowledged the unique situations affecting members of the military, the Foreign Service and the intelligence community and passed this extension in 2009,” said Veronica Pianca, Vice President of Relocation and Business Development for Ruhl&Ruhl REALTORS.
$8,000 First-time Homebuyer Tax Credit at a Glance
- The $8,000 tax credit is for first-time homebuyers only. For the tax credit program, the IRS defines a first-time homebuyer as someone who has not owned a principal residence during the three-year period prior to the purchase.
- The tax credit does not have to be repaid unless the home is sold or ceases to be used as the buyer’s principal residence within three years after the initial purchase.
- The tax credit is equal to 10 percent of the home’s purchase price up to a maximum of $8,000.
- The tax credit applies only to homes priced at $800,000 or less.
- For homes purchased after November 6, 2009 and on or before April 30, 2011, single taxpayers with incomes up to $125,000 and married couples with incomes up to $225,000 qualify for the full tax credit.
The $6,500 Move-Up / Repeat Homebuyer Tax Credit at a Glance
- To be eligible to claim the tax credit, buyers must have owned and lived in their previous home for five consecutive years out of the last eight years.
- The tax credit does not have to be repaid unless the home is sold or ceases to be used as the buyer’s principal residence within three years after the initial purchase.
- The tax credit is equal to 10 percent of the home’s purchase price up to a maximum of $6,500.
- The tax credit applies only to homes priced at $800,000 or less.
- Single taxpayers with incomes up to $125,000 and married couples with incomes up to $225,000 qualify for the full tax credit.
*Everyone’s situation is different. Please consult your tax professional or attorney to determine your eligibility. For more information visit RuhlHomes.com/tax-credit or www.irs.gov.
A family-owned company since 1862, Ruhl&Ruhl REALTORS annually sells nearly 3,800 homes in eastern Iowa, western Illinois and southwestern Wisconsin. Caroline Ruhl is the President and owner of Ruhl&Ruhl REALTORS, and is the fourth generation of the Ruhl family to lead the residential brokerage and home services company. Headquartered in Davenport, Iowa, the company has 250 sales associates and 50 employees based in sales offices located in Bellevue, Bettendorf, Cedar Rapids, Clinton, Coralville, Davenport, DeWitt, Dubuque, Maquoketa, and Muscatine, in Iowa, and in Moline, Illinois. In addition to residential sales, Ruhl&Ruhl offers services in relocation, new home sales, farm sales, senior services, real estate investment, property management and mortgage services through 1862 Mortgage. For more information on Ruhl&Ruhl, visit their website at www.RuhlHomes.com.
Tags: buying, caroline ruhl, first time buyers, first time homebuyer tax credit, home, home buyer programs, home search, homebuyer tax credit, homebuyer tax incentive, housing market, ia, il, iowa real estate communities, Iowa Real Estate Market, Military Tax Credit, quad cities, Quad Cities Real Estate, Quad Cities Real Estate Market, Real Estate, Real Estate News, realtors, ruhl, Ruhl and Ruhl, ruhl&ruhl, Ruhl&Ruhl Market Share, Ruhl&Ruhl Realtors, RuhlHomes, tax credit
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Tuesday, March 15th, 2011
There is an interesting phenomenon taking place in the real estate market. While house prices are falling, the rich are starting to purchase. DataQuick Information Systems reported last week that sales on homes $1 million or more rose 18.6% last year after four consecutive years of decline. This is at the same time that sales outside of this price point actually fell 2.8%.
And even more amazing is that homes over $5 million have also increased substantially. Housing Wire reported that:
In 2010, 975 homes sold in this bracket, up nearly 14% from the year prior.
Why would the wealthy be starting to purchase especially when everyone is predicting that prices will soften? The people of wealth understand finances. They realize that the COST of real estate is a much more important than its PRICE. With the government attempting to make massive changes to the residential lending business, the wealthy know financing a home may never be better. They realize it is time to buy. They can purchase a million dollar+ home for a rate lower than at almost any time in history.
Rates are at historic lows and the spread for jumbo loans has shrunk dramatically. As CNN Money explained:
Normally buyers have to take out a jumbo loan to finance any mortgage beyond the $417,000 threshold ($729,000 in high-cost cities such as New York). These loans have higher interest rates because they are considered non-conforming — or higher risk — and are not backed Fannie Mae or Freddie Mac.
In 2009 buyers of high-end homes paid 1.8 percentage points more in interest than the average buyer. But in 2010, that spread had shrunk to just 0.6 points more.
They can also fix that rate for 30 years. The 30-year-fixed-rate-mortgage may be a victim of the new lending reforms. Mark Zandi, chief economist of Moody’s Economics addressing the administration’s recent report on reform:
“A private system would likely mean the end of the 30-year fixed-rate mortgage as a mainstay of U.S. housing finance. A privatized U.S. market would come to resemble overseas markets, primarily offering adjustable-rate mortgages.”
Bottom Line
Let’s assume the rich aren’t just lucky. Let’s assume they built their wealth by making good financial decisions. What have they decided about real estate? It’s time to buy!
For More up to date information on the housing market keep checking RuhlHomes.com
Provided By: KCM Blog
Tags: agents, buying, caroline ruhl, home, home buyer programs, home search, housing market, illinois real estate, Illinois Real Estate Market, iowa real estate, Iowa Real Estate Market, multiple listing service, quad cities, Quad Cities Real Estate, Quad Cities Real Estate Market, Real Estate, Real Estate News, realtors, regional markets, ruhl, Ruhl and Ruhl, ruhl&ruhl, Ruhl&Ruhl Market Share, Ruhl&Ruhl Realtors, RuhlHomes
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Thursday, March 10th, 2011
Ruhl&Ruhl REALTORS and NAI Ruhl & Ruhl Commercial Company are partnering with Nelson Brothers Insurance to expand our offerings and provide insurance services to our clients.
“With their commitment to integrity and customer service, as well as being a locally-owned and family-operated company, it was a natural fit,” said Caroline Ruhl, President of Ruhl&Ruhl REALTORS. “Ruhl&Ruhl is very excited to be able to provide insurance options for our clients as an extension of our real estate and mortgage services. We will truly be a one-stop shop, further simplifying the process of buying or selling a home.”
Currently, Nelson Brothers Insurance serves insurance needs of about 12,000 individuals and families, and 750 businesses in eastern Iowa and western Illinois and has been providing quality coverage and consultation for over 100 years. The independent agency offers sound, impartial advice and provides personal coverage, business coverage and financial coverage through a select group of reputable insurance companies.
“We know our companies will work hand-in-hand to provide the utmost service and care for our clients,” said Mike Nelson, President of Nelson Brothers Insurance. “All of our companies are based around family, from being a family-run business to serving the needs of the families in our communities. It really is the perfect relationship.”
In addition, Nelson Brothers Insurance will serve NAI Ruhl & Ruhl Commercial Company, the region’s leading commercial real estate firm specializing in commercial real estate brokerage, business brokerage, property management, development and maintenance services, with offices in the Quad Cities, Des Moines, and Dubuque, IA.
“Every commercial brokerage transaction we complete and every property management client we serve has an insurance need as part of the transaction,” said John G. Ruhl, Vice President and Sales Manager of NAI Ruhl & Ruhl Commercial Company. “This new partnership will enable us to offer one more high quality service to our clients.”
A family-owned company since 1862, Ruhl&Ruhl REALTORS annually sells nearly 3,900 homes in eastern Iowa, western Illinois and southwestern Wisconsin. Caroline Ruhl is the President and owner of Ruhl&Ruhl REALTORS, and is the fourth generation of the Ruhl family to lead the residential brokerage and home services company. Headquartered in Davenport, Iowa, the company has 257 sales associates and 46 employees based in sales offices located in Bellevue, Bettendorf, Cedar Rapids, Clinton, Coralville, Davenport, DeWitt, Dubuque, Maquoketa, and Muscatine, in Iowa, and in Moline, Illinois. In addition to residential sales, Ruhl&Ruhl offers services in relocation, new home sales, farm sales, senior services, real estate investment, property management and mortgage services through 1862 Mortgage. For more information on Ruhl&Ruhl, visit their website at www.RuhlHomes.com.
For more information on NAI Ruhl & Ruhl Commercial Company, visit their website at www.RuhlCommercial.com.
For more information on Nelson Brothers Insurance, visit their website at www.nbaschroder.com.
Tags: caroline ruhl, home insurance, housing insurance, housing market, ia, illinois real estate, Illinois Real Estate Market, iowa real estate, Iowa Real Estate Market, Nelson Brothers Insurance, quad cities, Quad Cities Real Estate, Quad Cities Real Estate Market, Real Estate, Real Estate News, realtors, ruhl, Ruhl and Ruhl, Ruhl Commercial, ruhl&ruhl, Ruhl&Ruhl Market Share, Ruhl&Ruhl Realtors, RuhlHomes
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It seems that every time we talk about real estate today the conversation immediately goes to the financial aspects of buying a home. Where are prices headed? Where are interest rates headed? Should I wait to try and get a ‘better buy’? Should I wait until I can get a ‘steal’?
